Lynna K Teer (“Company,” “I,” “we,” “us”) provides general educational information on various topics on this website as a public service. This information should not be construed as professional, financial, real estate, tax, or legal advice. These are my personal opinions only.

“You” refers to anyone who uses, visits, and/or views the website.

Please read this disclaimer carefully, and I reserve the right to modify it without notice. By visiting this website, you accept and agree to be bound by this Disclaimer and our Terms and Conditions and Privacy Policy. Your continued use of our website, programs, products, and/or services constitutes your acceptance of future changes and updates to this Disclaimer. You must not access or use our website if you do not wish to be bound by this Disclaimer.